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After arrival


Degree students



Opening the Finnish bank account, ATM card (Visa Electron), how to use the ATM,
paying the bill (internet bank).

Register office in your town (maistraatti)

Degree students must get the Finnish social security number from the register office. They also need to register their permanent home municipality in their town if they want to. The registration office marks automatically the home municipality temporarily in Kemi, Tornio or Rovaniemi. Students who study in Finland two years or more, they have the right to get the permanent home municipality to the study locality. If the student has the permanent home municipality in Kemi, Tornio or Rovaniemi, his/her healthcare costs will be the same as the local citizens in the area. Without the permanent home municipality the student has to pay the actual healthcare expenses from the treatments, which will be much more expensive than with the permanent home municipality.

In the registration office the students must remember to ASK them to mark the home municipality as permanent to Kemi, Tornio or Rovaniemi. To do this, the student must have with them passport and study certificate. The registration is free of charge.

We advise you to take a certificate of the registration. This certificate costs 4,50€. With this certificate you can prove that you are a permanent resident in your town when you use local health care services, for example.


Local Register office (maistraatti) in Rovaniemi

Lähteentie 2 (P.O. Box 8183)
96101 Rovaniemi
Tel. 029 553 9661
Fax. 029 553 9229

Open: Monday to Friday 9.00 – 16.15 


Local Register office (maistraatti) in Kemi

Keskuspuistokatu 20-22, 3rd floor
94100 Kemi
Tel. 029 553 9661

Open: Monday to Thursday 9.00 – 15.00, Friday 9.00 – 16.15


Students in Tornio must visit the register office in Kemi. Local Register Offices website

Brochure about registering in Finland.


Check lists

After arrival checklist